Every Feature You Need to Manage Your Build Like a Pro.

FINANCIAL CONTROL

Built from an 85+ line-item master budget template developed across real construction projects, OwnerBuilt's budget isn't a blank spreadsheet — it's a pro-level financial system ready to go from day one.

• Already mid-build? Import your existing spreadsheet or CSV to auto-populate your budget instantly — no starting from scratch
• Track every dollar from first bid to final payment with actual vs. estimated variance
• Add your 15% contingency, monitor your burn rate, and never get blindsided again
• Identify and budget for the hidden costs most owner-builders miss — the expenses that don't show up until it's too late and quietly blow your budget
• Export a lender-ready draw report in one click — formatted exactly the way banks want to see it
• Share your full budget with your spouse, partner, or anyone else who needs to see the numbers
• "Paid to Date" column auto-calculates from linked payments — always current, never manually updated

ONE PAYMENT. THREE PLACES. ZERO RECONCILING.

Most owner-builders track contractor payments in one place and budget costs in another — then spend hours reconciling the two. OwnerBuilt eliminates that entirely with a payment system that's connected across your entire project from day one.

• Payments Tab — your master ledger of every payment made across the entire project
• Subcontractors Tab — a running payment history per sub, showing total paid vs. contracted amount and remaining balance at a glance
• Budget Tab — the "Paid to Date" column updates automatically, so your budget always reflects real numbers without any manual entry
• Draw schedules tied to project milestones — mark one paid and it flows through to your budget automatically
• Your draw schedule doubles as lender draw documentation — ready to export and share with your bank the moment they ask for it
• No more reconciling spreadsheets against bank statements
• No more scrambling to produce a payment history for your lender

STOP GUESSING. START COMPARING.

Upload bids directly into the app and compare multiple bids side-by-side in a clean, structured view. See exactly what's included, what's missing, and where the red flags are — without building a comparison spreadsheet from scratch.

• Import bids from any contractor in any format
• Compare scope, price, and terms side by side in one view
• Spot lowball bids, vague scope language, and inflated line items before you sign anything
• Accept a bid and auto-import that contractor's information directly into your Subcontractor tab — no double entry, no copy-pasting
• Keep a full bid history for every trade, every project

SEQUENCE YOUR BUILD LIKE A PROFESSIONAL GC

Construction is a sequence of dependent tasks. Get the order wrong and you'll have delays, rework, and frustrated subs. OwnerBuilt gives you a visual scheduling system that makes the sequence clear — and keeps everyone on the same page.

• Build a complete project schedule for every subcontractor and phase of your build
• Calendar view shows where trades overlap — catch conflicts before they cause delays and cost you money
• Map out every phase from groundbreak to punch list with realistic durations
• Assign trades to specific date ranges and visualize the entire timeline in one view
• Identify and protect your critical path — the tasks that can't slip without cascading delays
• Export your schedule three ways: Calendar View PDF (color-coded, print-ready for site), Gantt Chart PDF (horizontal bar chart for lenders and PMs), or iCal (.ics) to sync directly into Google Calendar, Apple Calendar, or Outlook

YOUR ENTIRE TEAM. ONE TAB.

Every subcontractor you work with — their contact info, bid status, full payment history, running balance against their contract, and communication notes — lives in one organized place. Auto-populated from accepted bids or added manually.

• Contracted amount pulled directly from the accepted bid
• Running total of payments made with remaining balance always visible
• Individual payment entries with dates and notes
• Flag subs as recommended to contribute to the OwnerBuilt Trusted Contractor Marketplace (coming soon)
• Never lose a contractor's number, license number, or insurance info again

DOCUMENT EVERYTHING. PROTECT YOURSELF.

Construction disputes happen. Scope gets blurry. Subs forget what they agreed to. Your daily log is your proof — and OwnerBuilt makes it effortless to maintain one.

• Create daily logs with photos, dates, weather, and detailed notes from any device
• Upload photos with automatic cloud storage — accessible anywhere, anytime
• Assign log entries to specific contractors or phases
• Flag items directly as punch list issues from within the log — no duplicate entry
• Export full log reports as professional PDFs to send to contractors, keep for your records, or include with lender documentation
• Build a timestamped, photo-backed project history that protects you if anything is ever disputed

PASS INSPECTIONS ON THE FIRST TRY

Store all of your building permits in one place and never lose track of what's been filed, approved, or expired. The Inspections tab includes typical required inspections pre-loaded for every phase of construction — so you always know what's coming.

• Pre-loaded inspection checklist organized by trade and phase
• Track pass/fail status with inspector notes and dates
• Store permit documents directly with your project — accessible on site from any device
• Never schedule a trade before the required inspection is cleared
• Stay ahead of your inspector instead of reacting to them

CONTROL YOUR SCOPE. PROTECT YOUR BUDGET.

Every verbal "while we're at it" costs money. Every undocumented scope change is a dispute waiting to happen. OwnerBuilt gives you a structured system to evaluate, approve, and track every change before it affects your budget or timeline.

• Log every change order with full scope description, cost, and timeline impact
• Track running cost impact in real time against your original budget
• Keep a complete, date-stamped change order history for every trade
• Export a complete change order report as a PDF — formatted for lender documentation, sub communication, or your own records
• Stop verbal agreements from turning into expensive surprises at final billing

CATCH PROBLEMS BEFORE THEY GET COVERED UP

Quality issues in construction don't announce themselves — they hide behind drywall, under flooring, and inside walls. OwnerBuilt's issue tracking system makes sure nothing slips through before the next phase starts.

• Flag issues from your daily log with a single tap
• Assign every issue to the responsible contractor with a due date
• Track resolution status from open to closed
• Export a professional punch list report to send directly to your subs
• Phase-by-phase quality checkpoints so you inspect before you cover

ORDER RIGHT THE FIRST TIME

Over-ordering wastes money. Under-ordering causes delays. OwnerBuilt's materials calculator lets you calculate quantities room by room — then totals quantities by material type across all rooms so you walk into the lumber yard or flooring store with the exact number.

• Calculate materials for a single room or multiple rooms simultaneously
• Supported materials include flooring, tile, paint, drywall, and more
• Example: Need hardwood floors for a living room, hallway, and two bedrooms? Enter each room's dimensions separately — OwnerBuilt adds everything up and gives you the exact total square footage to order, including your waste factor
• Export your full materials list as a PDF summary or CSV spreadsheet — share it directly with your supplier or keep it with your project records
• Reduce material waste, avoid costly shortages, and order with precision

THE FEATURE YOUR LENDER WILL ACTUALLY CARE ABOUT

Every time your lender requests a draw, you need to prove your project is on track and the money is being spent correctly. That used to mean hours of reformatting spreadsheets and digging through emails. With OwnerBuilt, you generate a complete, professional PDF report in one click — formatted exactly the way banks, lenders, and title companies want to see it.

• Lender Draw Reports — budget summary with paid-to-date and remaining balance
• Payment History — full contractor payment ledger by sub or by date
• Budget Summary — complete line-item budget with actual vs. estimated variance
• Site Log PDFs — photo-backed daily logs with dates and contractor assignments
• Bid Comparison Reports — side-by-side bid analysis for lender review
• Change Order History — complete documentation of every scope change and cost impact

ANSWERS WHEN YOU NEED THEM

OwnerBuilt's built-in AI assistant knows the app inside and out. Whether you're not sure how to set up a draw schedule, can't find a feature, or just need a quick answer about how something works — ask it anything and get a clear, accurate answer without digging through documentation or waiting on support.

• Guided by a detailed OwnerBuilt knowledge base covering every feature, workflow, and construction concept in the app — not a generic chatbot
• Available as a floating chat bubble on every page — get answers without leaving what you're working on
• Answers questions about features, workflows, construction terminology, and best practices
• Dedicated Help page with 10 suggested prompts to get you started
• Helps new users get up to speed fast with no prior construction management experience required